Viviane Sabat is the Senior Vice President of Global Product Development at Mastercard, where she oversees the company’s Bill Pay Solutions. Previously, she led the Commercial Payments Product Team, which included Mastercard Track, Commercial Interchange Programs, and Supply Chain Financing, and the company’s real time payments application strategy. Before joining Mastercard, Viviane spent several years at American Express, where she worked across many Product functions, including small business lending & corporate payments. She also has a background in procurement, operations & technology. Viviane received a BS from Northwestern University & an MBA from University of Chicago Booth School of Business.