Areas of Expertise: Commercial Lending, Customer Onboarding, Loan Processing, Return-on-Investment Analysis, Small-Business Lending, Stress Testing

David O’Connell is a Strategic Advisor with Aite-Novarica’s Commercial Banking team, where his primary coverage area is lending. A former commercial lender of 14 years, David brings to his lending coverage extensive hands-on and granular knowledge of banks’ challenges in building businesses that lend safely, cost-effectively, and at scale. Broadly scoped, David's coverage of lending encompasses the small-and-midsize-business market, commercial and industrial markets, automation’s benefits for scaling lending operations, fraud deterrence in lending, the application of business intelligence to lending, and Dodd-Frank Act stress-testing requirements. Skilled in performing economic analyses of both existing and pro forma technology deployments, David is also the author of Aite-Novarica’s rapidly growing body of ROI-related capabilities, including customized ROI calculators, case studies, white papers, and sales force training.

David began his career in commercial lending, holding roles in underwriting and relationship management; he first specialized in large syndicated facilities and later focused on loans to technology companies. Prior to joining Aite-Novarica, David covered the analytics and workforce management spaces and was the author of a large body of ROI-related content. He has spoken at user events for a variety of vendors. David has written or contributed to articles published at Time Magazine, the American Bankers Association, Dow Jones Newswires, and the Global Association of Risk Professionals. 

David holds a B.S. in Business Administration from Providence College and an MBA from Boston University.