Martin Higgins is a Senior Principal at Aite-Novarica Group. He has over two decades of experience working in insurance technology, having served as Practice Director for Edgewater Consulting, where he was responsible for the company’s property and casualty business nationwide. He has expertise in technology strategy, core system selection and implementation, Agile transformation and DevOps, business intelligence, systems integration, legacy modernization, software development, and data warehousing in property and casualty, life/annuity, and health insurance. His most recent experience includes founding a boutique property-and-casualty-focused consultancy that worked with transformative business intelligence, data warehousing, and analytics software, and serving as VP of Solutions Engineering for a core systems vendor. Martin holds an M.Sc. in Computer Science from Imperial College in London and a B.Sc. in Physics from University of Lancaster in the U.K.