Cyber risk has become a top of house concern. Financial institutions (FIs) and other financial services firms face daunting challenges and interesting opportunities with Generative AI, Digital Identity, and API Security as the lynch pin to Open Banking. As economic headwinds persist, the business of cybersecurity continues to collide with the practice of cybersecurity, creating additional complexity for the business. This keynote will explore the hottest topics in the cybersecurity market, share recent Datos research, and provide guidance as we look around the corner into 2024.