Payments modernisation is a top priority for financial institutions. The increasing competition for consumer relationships forces banks to innovate and look for new markets and segments to increase scale and sustain growth and profitability. For all banks, this means making continued investment in infrastructure and selecting the right priorities and partners to execute long- and short-term strategies. Banks not investing in more robust payments capabilities, such as real-time payments, cross-border payments, payments automation, and the infrastructure to support these initiatives, will quickly find themselves at a grave disadvantage in customer retention and new customer acquisition. This session will discuss what the priorities are for financial institutions to modernize their payment platforms, the challenges they face to achieve that, and how new technologies and vendor partnerships can help to overcome these challenges.